About ifso
ifso is a retirement and financial scenario planner. You enter your accounts, income and expenses, add decisions such as buying a house or retiring at a certain age, and it projects every year ahead with tax calculations, 401(k) and IRA rules, required minimum distributions, mortgages and Social Security, then tells you in one sentence whether the plan holds. A Monte Carlo run shows how often it works across 1,000 market scenarios. Nothing connects to your bank, and you can try a sample plan without an account. The Free plan includes one saved plan with the full engine. Pro, at $9 a month or $69 a year, adds more plans, side-by-side comparison, a line-by-line cash flow view, Roth conversion planning and rental properties.
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